Integrate to accumulate


For corporates, the post-crisis era has been a period of adaptation to new challenges, such as increased currency volatility and lower availability of credit from banks. It has also been about exploiting new opportunities, such as the growing importance of emerging markets to the global economy. All three trends have accelerated the integration of cash management and FX, which until just a few years ago were clearly distinct for many companies.

The tighter credit environment – initially a direct

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